Smart card adoption in the U.S., which is necessary for the implementation of a standard like EMV, requires a thorough understanding of chip-based payment enablement. Merchants should start considering how EMV technology implementation would affect their businesses, and look into options for accepting chip-based credit and debit cards.

• Use a single EMV-enabled POS terminal for all transactions
• Accept contactless and mobile payments using EMV technology
• Mitigate fraud risks through EMV conversion

• Tools to assess what a smart card payment enablement plan would look like for upgrading all consumer-facing POS devices
• Comprehensive payments security plan to identify ways you can reduce fraud and data theft risks
• Cards with embedded computer chips that interact with an EMV-enabled point-of-sale terminal to validate the card