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Merchant Cash Advance

First Data® Merchant Cash Advance Program

Get the working capital your business needs, quickly and easily

With a Merchant Cash Advance from First Data, you can use your future sales to grow your business today. With a single page application and minimal documentation, you can get the cash you need to fund almost any business need.

Merchant Cash Advance

Merchant Cash Advance

Trouble Getting Investment Capital?

With the recent credit crunch, it may be tough for your business to get investment capital through traditional small business loans. First Data’s Merchant Cash Advance program is the solution. We only require a single page application, need minimal documentation, and charge no application fees. You can even pre-qualify yourself online.

What Could You Use Your Merchant Cash Advance For?

 Renovate
 Expand
 Develop a website
 Working capital

How Does It Work?

We qualify your business for an advance amount based on your average monthly Visa®/MasterCard® processing. Rather than make set payments on a monthly basis, you agree to have a small percentage of your daily credit card sales withheld to repay the cash advance. This percentage is automatically taken from your daily credit card processing settlements with Ignite Payments.

Key Advantages

  • Simple one page application with no fees
  • Receive funds in as little as 3-5 days
  • No fixed term or monthly payment
  • Repay the advance as your business grows
  • Opportunity to renew your cash advance for additional investment capital
First Data’s Merchant Cash Advance program makes it easy to invest in your business using the money you’re already making!